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How to select best health insurance plans?

9.00 ₹
Published date: October 3, 2024
  • Location: Noida, Shivli, Uttar Pradesh, India
To select the best health insurance plan, first assess your medical needs, including coverage for pre-existing conditions, family members, or critical illnesses. Compare plans based on coverage, sum insured, and network hospitals. Ensure the policy covers essential expenses like hospitalization, day-care procedures, and pre- and post-hospitalization care. Look for a plan with a reasonable waiting period for pre-existing conditions and minimal exclusions. Check for benefits like cashless treatment and additional riders, such as maternity or wellness coverage. Finally, evaluate the insurer’s claim settlement ratio, customer reviews, and premium affordability to make an informed decision.

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