• Description

Description

High-risk merchants in the nutraceutical and skincare verticals often find it near impossible to establish and maintain quality payment processing relationships.

In order to qualify for a merchant account, you must satisfy underwriting criteria – including fully disclosing your services, charges, and the complete terms and conditions of a promotion to consumers.

high risk paymenat processing attorneyFor example, merchants that rely on a “trial offer” model must employ an order process that clearly and conspicuously discloses: the length of the trial period; the fact that the cardholder will be charged unless they cancel the order within the prescribed period of time; the requirements of the cancellation policy; and the date the charges will commence.

This means that you must engage counsel to vet your advertising claims and billing disclosures for compliance. As high risk processing attorneys, we help high-risk merchants and the ISOs that support them navigate these issues.