How to Get Off the MATCH List: A Guide by TFM Law

If you're a business owner who has found themselves on the MATCH list, you're probably looking for a way to get off it and restore your reputation. The MATCH list (Member Alert to Control High-risk) is a database maintained by MasterCard that flags businesses as high-risk, often due to fraudulent activity or excessive chargebacks. Being on this list can significantly hinder your ability to secure payment processing services. Luckily, TFM Law, a leading law firm specializing in high-risk payment processing issues, is here to guide you through the process.

What is the MATCH List?
The MATCH list, sometimes referred to as the TMF (Terminated Merchant File), is a tool used by acquiring banks and payment processors to identify merchants who have experienced issues like excessive chargebacks, fraud, or violation of terms of service. Once your business is flagged and added to this list, securing a new payment processor can become nearly impossible. While this designation may feel like the end of the road for your business, it doesn’t have to be. With the right strategy and legal support, it is possible to get removed from the MATCH list.

How Did I End Up on the MATCH List?
There are a variety of reasons a business could be placed on the MATCH list:

Excessive Chargebacks: One of the most common reasons, if your business processes too many chargebacks (disputed transactions), you may be flagged.
Fraud: Any activity deemed fraudulent by your payment processor could result in your business being added.
Violation of Terms: If you've violated the terms of service with your payment provider, such as by not disclosing certain types of transactions, you could end up on the list.
Bankruptcy: Declaring bankruptcy while under a merchant agreement can also lead to your inclusion.
Regardless of how your business ended up on the MATCH list, the most important question now is how to get off it.

How to Get Off the MATCH List
Getting off the MATCH list can be a complex and time-consuming process. However, there are specific steps you can take with the help of TFM Law, a firm well-versed in handling MATCH list removals.

Understand the Reason: First and foremost, it’s critical to understand why your business was placed on the MATCH list. TFM Law will conduct a thorough review of your case, identifying the root cause of your listing.

Rectify the Problem: Once the cause is identified, you’ll need to take corrective action. This may involve disputing incorrect charges or addressing fraud accusations. TFM Law specializes in working with payment processors to resolve these issues on your behalf.

Communicate with Payment Processors: TFM Law can also act as a mediator between you and your payment processor. They will communicate with the acquiring bank to demonstrate that your business has taken corrective action, showing you are no longer a high-risk entity.

Legal Documentation: In some cases, legal documentation may be necessary to remove your business from the MATCH list. Whether it's providing evidence of fraud mitigation or demonstrating compliance with industry regulations, TFM Law will ensure all required documentation is in order.

Ongoing Monitoring: Finally, after being removed from the MATCH list, it’s essential to avoid the behaviors that caused your inclusion in the first place. TFM Law offers ongoing monitoring and consultation to ensure your business stays compliant and operates smoothly in the future.

Why Choose TFM Law?
At TFM Law, we have extensive experience helping businesses navigate complex legal issues related to high-risk merchant processing. Our team understands the challenges that come with being placed on the MATCH list, and we have successfully helped numerous clients get removed from it.

Expert Legal Representation: Our attorneys specialize in high-risk processing and are highly knowledgeable about the MATCH/TMF list.
Tailored Solutions: We take the time to understand your unique situation and develop a strategy that fits your business needs.
Proven Track Record: Our track record of success speaks for itself. We’ve helped many businesses not only get off the MATCH list but also restore their ability to accept payments and rebuild their reputation.
Call TFM Law Today!
If your business has been placed on the MATCH list, don’t wait to seek help. The longer you remain on the list, the more damage it can do to your business. TFM Law is ready to assist you in getting off the MATCH list and back on the path to success.

Contact us today! Whether you need help understanding why you were placed on the list or require assistance in removing your business, TFM Law is here for you. Let us handle the complexities while you focus on growing your business.

Call TFM Law now for a consultation, and take the first step toward resolving your MATCH list issue!