How to Get Off the Mastercard MATCH List | TFM Law

Are you or your business facing the consequences of being placed on the Mastercard MATCH List? Being listed on this database can severely impact your ability to process payments, affecting your revenue and business operations. However, there is hope! At TFM Law, we specialize in helping businesses understand how to get off the Mastercard MATCH List and reclaim their financial freedom.

What is the Mastercard MATCH List?
The Mastercard MATCH (Member Alert to Control High-Risk Merchants) List is a database maintained by Mastercard to track businesses that have been flagged as high-risk or have violated card network regulations. Once a business is added to this list, it becomes challenging to secure a new payment processing agreement, as most acquiring banks reference this list to assess potential clients. In other words, being on the MATCH List can halt your ability to accept credit card payments, a situation that can lead to financial instability.

How Does a Business Get on the MATCH List?
There are several reasons why a business might end up on the Mastercard MATCH List. Some of the most common reasons include:

Fraudulent activity: If your business has been involved in fraudulent transactions or has been accused of fraud, Mastercard may flag you.
Excessive chargebacks: A high chargeback ratio can signal to Mastercard that your business is high-risk.
Non-compliance with payment industry regulations: Failing to follow industry standards, such as the Payment Card Industry Data Security Standard (PCI DSS), can result in being placed on the list.
Bankruptcy: If your business has filed for bankruptcy or ceased operations abruptly, this could trigger your listing.
No matter the reason, once you're on the MATCH List, it can feel like there's no way out. But don’t worry—TFM Law is here to help.

How to Get Off the Mastercard MATCH List
Removing your business from the MATCH List requires strategic legal guidance and expertise in payment processing regulations. At TFM Law, we have extensive experience helping businesses clear their name from the MATCH List. Our team of expert attorneys will analyze your specific situation, identify the root cause of your listing, and develop a customized strategy to rectify the issue. Here’s how we can help:

Analyze the Cause: Our first step is to thoroughly investigate why your business was placed on the MATCH List. Whether it's due to excessive chargebacks, fraudulent claims, or non-compliance, we’ll work with you to gather evidence that disputes these claims.

Prepare Documentation: To get off the list, you’ll need to present compelling documentation and legal arguments that demonstrate either that the issue has been resolved or that the listing was unjustified. We help you compile all necessary paperwork and legal materials to submit to Mastercard and your acquiring bank.

Negotiate with Acquiring Banks: In many cases, working with your acquiring bank (the entity that flagged your business) is essential. Our attorneys specialize in negotiations with banks, helping you restore your payment processing capabilities.

Prevent Future Issues: At TFM Law, we don’t just stop at getting your business off the MATCH List. We also provide legal advice and compliance strategies to ensure that your business stays off the list in the future. We’ll help you implement better chargeback management, fraud prevention, and industry-standard compliance measures.

Why Choose TFM Law?
Expertise in Payment Processing Regulations: At TFM Law, we focus on payment industry laws and regulations, meaning we have the experience and insight necessary to handle complex MATCH List cases.
Proven Track Record: Our legal team has successfully helped numerous businesses remove their names from the MATCH List and restore their ability to process credit card payments.
Personalized Solutions: We know that no two cases are the same. Our attorneys work closely with you to craft a strategy tailored to your specific needs and circumstances.
Ongoing Legal Support: Once you’re off the list, we remain committed to supporting your business. Whether you need ongoing legal advice or help with payment industry compliance, we’re here to assist.
Contact Us Now!
If your business is struggling to accept payments due to being on the Mastercard MATCH List, you don’t have to navigate this complicated situation alone. TFM Law is here to guide you through the process, provide expert legal advice, and help you get your business back on track.